Peard Finance

Services

We listen to you so that we can determine a suitable loan product to match your financial goals.

  • First Home Buyer loans with low deposits;

  • Construction loans;

  • Investment loans;

  • Home to Home finance (also known as Bridging Loans);

  • Low Doc Loans for self-employed clients;

  • Debt Consolidation Loans;

  • Loans for clients with impaired credit history;

  • Australians living overseas and Non-Resident loans; and

  • Non-conforming loans for borrowers with unusual circumstances, including adverse credit history.

We’ll also explain the differences between interest only loans and principal and interest loans; the implications of “economic break costs” on fixed rate loans; honeymoon rates; package discounts and low rate, no frills loans.

We can also arrange business loans at home loan interest rates, which is not something many lenders offer. Of course, all lending proposals must meet the prevailing credit criteria and lending policies, which are different for each lender. Our access to the Flex software enables our Finance Consultants to navigate these areas quickly and easily, saving you time by assessing your eligibility prior to lodging a loan application.