Peard Finance

Business Loans

Our specialist team has over 25 years experience in arranging finance for business owners and property developers. Several have worked as lending officers with banks for many years.

We have direct access to the business and commercial lending departments of all the banks on our extensive panel, where we can discuss complex lending proposals with experienced credit analysts.

We have undergone years of training with the various lenders so that our credit submissions clearly and concisely set out your requirements. We are able to prepare spreadsheets summarising the financial performance of your business over recent years and if necessary, we can assist in the preparation of cash flow budgets and project feasibility studies.

Our attention to detail in lending submissions is appreciated by lenders, who are readily able to assess the financial and other merits of your proposal. We are able to arrange loans for the following purposes:

 

  • Business purchase or refinance
  • Business start ups and restructures
  • Land subdivision
  • Unit development (with or without pre-sales)
  • Commercial property purchase and refinance
  • Principal and Interest or Interest Only loans
  • Interest pre-payment or capitalisation

 

We can also arrange access to private mortgage finance for periods of 1-3 years when a proposal does not meet standard lending criteria.

We also “talk the talk” when it comes to discussing proposals, large and small, with bank valuers and Solicitors, and when required we liaise with our client’s Accountant, Settlement Agent and legal representative to ensure speedy conclusion to dealings.